Which card is best for grocery superstores and warehouse clubs?

The AAA Daily Advantage earns 5% on grocery and superstore purchases, while the PayPal Cashback Debit provides 5% back on groceries including warehouse clubs.

Is there a debit card that earns grocery cashback?

Yes, the PayPal Cashback Debit Card gives 5% back on groceries up to $1000 per month, with no credit pull required.

How does the Citi Custom Cash Card work for dining?

It automatically gives 5% cashback on your highest spending category each month, including dining, up to $500 spent per month.

Which cards cover both groceries and dining?

The Capital One Savor gives 3% back on dining and groceries with no annual fee, and the Verizon Visa Card offers 4% back on both if you are a Verizon customer.

Best Credit Cards for Groceries and Dining Cashback

Several credit and debit cards offer high cashback rates specifically for grocery and dining purchases.

The Amex Blue Cash Preferred and AAA Daily Advantage top the list for groceries, while the Citi Custom Cash and US Bank Altitude Go lead for dining out.

For combined spending on both food and groceries, the Capital One Savor and Verizon Visa Card are strong options.

Best Credit Cards for Groceries and Dining Cashback — infographic

Several credit cards offer high cashback for groceries and dining, with the Citi Custom Cash Card and Amex Blue Cash Preferred frequently cited for these categories.

Top Recommendations for Groceries

AAA Daily Advantage Visa Signature: Earns 5% on grocery store and superstore purchases, with a $10,000 annual cap. "AAA Daily Advantage! 5% on groceries, 3% on wholesale, gas, streaming services, and AAA insurance if you got it."

Amex Blue Cash Preferred: Offers 6% cashback on groceries at U.S. supermarkets, up to $6,000 spent per year. "Amex Blue Cash Preferred for groceries, 6% cashback."

PayPal Cashback Debit Card: Provides 5% cashback on groceries, including warehouse clubs and superstores, up to $1,000 per month. "PayPal Debit 5% cashback up to $1000 a month, no credit pull is the big winner here."

Top Recommendations for Dining

Citi Custom Cash Card: Gives 5% cashback on your highest eligible spending category each month, including dining, up to $500 per month. "Get a Citi Custom Cash and use it exclusively for dining expenses."

US Bank Altitude Go: Offers 4% cash back on dining. "US Bank Altitude Go is 4% on restaurants and no annual fee."

Amex Gold Card: Provides 4x points on dining, which can be converted to a high cashback equivalent if redeemed strategically. "Amex Gold for 4x dining and grocery."

Cards for Both Groceries and Dining

Capital One Savor/SavorOne: The Savor card offers 3% on dining, groceries, entertainment, and streaming with no annual fee, while the SavorOne is also a strong contender. "If you want something for dining and groceries specifically, I would recommend the Capital One Savor."

Verizon Visa Card: If you are a Verizon customer, this card offers 4% back on gas, groceries, and dining. "Verizon has a card with 4% gas, groceries, and restaurants, but it only works if you're a Verizon customer and it can only be used for credit on your Verizon bill."

Bank of America Customized Cash Rewards (with Preferred Rewards): Can offer up to 5.25% on a chosen category like dining or online shopping, which can include grocery purchases through specific methods. "BoA CCR has first year 3% bonus on top of 3% category, for a total of 6% for the first year, even without preferred rewards status."

Would you like to know more about cards that offer rewards for wholesale clubs or specific payment methods?

Best for: People who spend heavily on food and want to maximize their cashback returns on grocery and restaurant purchases.