Does the KAST card charge foreign transaction fees?

Yes. While USD stablecoin deposits and USD spending have zero fees, non-USD transactions incur a foreign exchange fee that ranges from roughly 0.5 to 1.75 percent.

How much cashback does the KAST card give?

Users report receiving 3 percent cashback on purchases made in USD.

What are the ATM withdrawal limits and fees for KAST?

ATM withdrawals in USD are limited to $250 per transaction and cost $3 plus a 2 percent fee per withdrawal.

Is there a fee to get a KAST virtual card?

No. The virtual card is completely free to get with no issuance fee.

Are KAST deposits custodial?

The terms of service treat deposits as a sale to KAST rather than a traditional custodial deposit. The company states that assets are held by BitGo and Fireblocks.

KAST Crypto Card Benefits and Fees Explained

The KAST crypto card offers users 3 percent cashback on USD purchases, a free virtual card, and support for Apple and Google Pay. It is designed for spending USD stablecoins and works across 170 countries.

Users note that while stablecoin deposits and USD transactions carry no fees, non-USD transactions incur foreign exchange fees between 0.5 and 1.75 percent. ATM withdrawals also carry a charge of $3 plus 2 percent per transaction, with a limit of $250 per withdrawal.

Legally, the terms of service treat your deposits as a sale to KAST rather than a traditional custodial deposit, though the company states assets sit with BitGo and Fireblocks. Users report that it works well for daily spending if you stick to USD, but you should review the fee math and local availability before loading large sums.

Key KAST card details

USD cashback Earn 3 percent cashback on purchases made in USD.
Free virtual card The card is completely free to get with no issuance fee.
Wide availability Works in 170 countries and links to Apple Pay and Google Pay.
ATM limits and fees Features a $250 limit per withdrawal with a $3 plus 2 percent fee.
Foreign exchange fees Charges a 0.5 to 1.75 percent fee on non-USD transactions.

KAST Crypto Card Benefits and Fees Explained — infographic

KAST is a crypto card that mainly lets you spend USD stablecoins, earns cashback, and has some FX and withdrawal fees to watch.

Key benefits

Cashback on USD spending "Cashback: in my purchases/pagos en USD recibo 3%."

No issuance fee / free virtual card "Card is completely free to get, no issuance fee"

Works widely and supports Apple/Google Pay "Works in 170 countries, linked to Apple Pay on day one"

Main fees and limits

FX fees for non-USD transactions (varies ~1.5–2%) "KAST only supports USD stablecoins — EURC is not supported yet. So as a European you hold dollars and pay a 1.5–1.75% FX fee on every euro transaction."

ATM withdrawal charges and limits "In USD: $3 USD + 2% per retiro. Límite por retiro: $250 USD"

Some users report other fees can add up (declines, ATM, FX) "Stablecoin deposits and USD spends are 0%, but there is an FX fee (0.5–1.75%) on non-USD transactions, ATM fees, and a couple of small ones (declined transactions, low-value non-USD spends)."

Legal / custody notes

Deposits treated as a sale / ledger balance in terms "the terms treat deposits as a sale to KAST rather than a traditional custodial deposit."

Company states assets are held with custodians (BitGo/Fireblocks) after updates "KAST updated the wording ... and they say the assets sit with BitGo and Fireblocks."

User experience and caveats

Generally works well for day-to-day USD spending "I've used the KAST card practically daily for 8 months on the Premium tier. It works"

App and support can be rough for some users / availability issues "ran into some issues with availability in my area and the support wasnt great when i had questions."

Fees vs cashback math matters by region and tier "Cashback plus KAST Points roughly cancel that out — but 'roughly break even plus convenience' is my honest pitch"

KAST can be a good fit if you spend mainly in USD and want crypto-to-card convenience and cashback, but double-check FX rules, ATM fees, the legal wording on deposits, and your local availability before loading large sums.